Wednesday, August 15, 2007

LIfe Insurance

So, with the recent deaths in the family, it seems this might be a good idea to review our family insurance situation. I have life insurance through work for myself and Wife, though hers is not as large of an amount as mine. I also have a supplemental non-work-related policy. I think there is a bit for the kids through work, but maybe not....ah, see, then we get to "Oh my gosh, this is a horrible topic and I don't even want to think about it." We've had too much going on to have to think about life insurance, and wills. HA - there we are in good shape! At least that is one down.

Sometimes it is tough to have to be an adult and be prepared in all the correct ways.

Along those lines, today I had to be responsible and call a gutter repair guy because we have a gutter falling off our house and it is too big of a project for me (really long, really heavy, would require at least three people and a ladder...and apparently 7" gutter screws). We hope it doesn't result in us being told we have too much water damage to simply reattach the thing. It did only get bad this winter.

What else? Trees to trim. That is another adult thing with which I must deal before school starts in 1 1/2 weeks. OK - that one is manageable. *whew* Good.


PT-LawMom said...

Well big law firms pay big life insurance policies... but, as my coworker pointed out, if you stay there until you retire and then try to get life insurance, you're screwed. You're better off getting independent life insurance the younger you can and then locking in those low rates.

Ahh, were that I could. I'm a sicko so I can't get life or health without the backing of a big company. Hope you can benefit from her advice (assuming you're really looking).

SassyFemme said...

We need to redo our life ins. too. It was all set when we lived in TX, but living in CT, with a larger mortgage means we're not covered enough. I hate the thought of having to go through it, and then the costs. Just ugh.

patti_cake said...

I've already I want a do-over and to go back to being a kid....

Dakota said...

Pt-Law Mom - Good points. It would probably be really smart for us to look into sooner than later. We have one decent independent policy, but it was made way before kids and now would be helpful, but woefully inadequate. Wife has odd medical conditions that preclude her from non-employer life insurance, too.

Did I mention that I hate this stuff? Suffice it to say I don't plan on going into any field of law where the term "insurance" crops up much!